HRA Exemption Calculator

IT Act 1961: s.10(13A) read with Rule 2A · IT Act 2025: Sch. II — old regime only

Basic salary + DA for the year (₹)DA only if forming part of retirement benefits

HRA received for the year (₹)

Rent paid for the year (₹)

City of residence

Metro — 50% Non-metro — 40%

Metro: Delhi, Mumbai, Kolkata, Chennai

Computation of Exempt House Rent Allowance

u/s 10(13A) read with Rule 2A, IT Rules 1962 — FY 2026-27 (AY 2027-28)

Exemption is the least of the three limbs. Landlord PAN mandatory where annual rent exceeds ₹1,00,000. Not available under the new regime (s.115BAC). Rent to a relative must be genuine and evidenced.

Advance Tax & Interest Calculator — 234A / 234B / 234C

IT Act 1961: s.234A, 234B, 234C · IT Act 2025: s.423–425 · FY 2026-27 (AY 2027-28)

Total tax liability incl. cess (₹)Tax on returned income for FY 2026-27

TDS / TCS credit (₹)

Advance tax actually paid (cumulative instalments, ₹)

By 15-06-2026 (15%)

By 15-09-2026 (45%)

By 15-12-2026 (75%)

By 15-03-2027 (100%)

Date of return filing / balance payment

Return due date u/s 139(1)

Computation of Interest u/s 234A, 234B & 234C

IT Act 1961 [ss.423–425, IT Act 2025] — FY 2026-27 (AY 2027-28)

Capital Gains Calculator — Shares, Property, Gold

IT Act 1961: s.111A, 112, 112A · IT Act 2025: s.196–198 · Rates per Finance (No. 2) Act 2024 for transfers on/after 23-07-2024

Asset class

Date of purchase

Date of sale / transfer

Cost of acquisition (₹)

Full value of consideration (₹)For property, higher of sale price or stamp duty value (s.50C)

Transfer expenses (brokerage etc.) (₹)

Computation of Capital Gains

Partner Remuneration Calculator

IT Act 1961: s.40(b)(v) · IT Act 2025: s.198 · Limits as amended by Finance (No. 2) Act, 2024 (w.e.f. AY 2025-26)

Net profit as per Profit & Loss Account (₹) Before this adjustment exercise. Enter loss with a minus sign.

Partner remuneration debited to P&L (₹) Salary, bonus, commission to working partners

Interest to partners in excess of 12% p.a. (₹) Only the excess over 12% simple interest

Other additions to book profit (₹) e.g. inadmissible expenses under Chapter IV-D

Other deductions from book profit (₹) e.g. income not forming part of business profits

Computation of Allowable Partner Remuneration

Under section 40(b)(v) of the Income-tax Act, 1961 [corresponding s.198, Income-tax Act, 2025] — FY 2026-27 (AY 2027-28), w.e.f. 01-04-2026

TDS Calculator — Section-wise

IT Act 1961: s.192–196 series · IT Act 2025: s.393 (Tables) · Rates & thresholds per Finance Act 2025 (continued unchanged by Finance Act 2026), w.e.f. 01-04-2026

Nature of payment (section)

Payment / credit amount (₹) Enter the gross amount paid or credited

PAN of deductee furnished?

Yes — PAN available No PAN — s.206AA applies

Deductee type (where rate differs)

Individual / HUF Company / Firm / Other

TDS Computation

GST Calculator — Add or Remove GST

CGST Act 2017: s.9 · Exclusive ↔ Inclusive conversion with CGST/SGST/IGST split

Amount (₹)

GST rate

Operation

Add GST (exclusive → inclusive) Remove GST (inclusive → exclusive)

Supply type

Intra-state (CGST + SGST) Inter-state (IGST)

GST Computation

Verify the applicable rate against the current rate notification for the specific HSN/SAC. Tax invoice must show CGST/SGST or IGST separately (Rule 46, CGST Rules).

GSTIN Validator

15-character structure check + state code + embedded PAN + checksum digit — fully offline

Enter GSTIN Format: 2-digit state code + 10-character PAN + entity number + Z + check digit

GSTIN Structural Validation

Format, state code and checksum verification (offline)

This validates structure and checksum only. Active/cancelled status must be confirmed on the GST portal (Search Taxpayer). No data is transmitted.

GST Late Fee & Interest Calculator

CGST Act 2017: s.47 (late fee) · s.50 (interest @18% p.a.) · caps per NN 19/2021-CT as amended

Return

Annual aggregate turnover (preceding FY)

Nil return?

No — tax payable Yes — Nil return

Days of delay in filing

Tax paid through cash ledger (₹)Interest applies on the cash component (proviso to s.50(1))

GST Late Fee & Interest Computation

Late fee: ₹50/day (₹25 CGST + ₹25 SGST); ₹20/day for Nil returns (₹10 + ₹10), subject to turnover-linked caps per notification. Interest u/s 50 @18% p.a. on the net cash tax liability, computed for actual days of delay. GSTR-9 late fee is governed separately.

Reverse Charge (RCM) Ready Reckoner

CGST Act 2017: s.9(3) & s.9(4) · NN 13/2017-CT(R) & NN 4/2017-CT(R) as amended

Search supplies notified under reverse charge

Supply	Supplier	Recipient liable	Rate
Goods Transport Agency (GTA) services	GTA (not opted for forward charge)	Factory, society, registered person, body corporate, firm	5% (no ITC to GTA)
Legal services	Advocate / firm of advocates / senior advocate	Business entity	18%
Services of arbitral tribunal	Arbitral tribunal	Business entity	18%
Sponsorship services	Any person	Body corporate or partnership firm	18%
Services by Central/State Govt, UT or local authority (excl. renting, post, aircraft/vessel, transport)	Government	Business entity	18%
Renting of immovable property by Government	Government / local authority	Registered person	18%
Director's services (other than employment)	Director	Company / body corporate	18%
Insurance agent services	Insurance agent	Insurance company	18%
Recovery agent services	Recovery agent	Bank / NBFC / financial institution	18%
Security services (personnel)	Person other than body corporate	Registered person	18%
Renting of motor vehicle (with cost of fuel)	Non-body-corporate charging 5%	Body corporate	5%
Renting of residential dwelling	Any person	Registered person (for business)	18%
Renting of commercial property (w.e.f. 10-10-2024)	Unregistered person	Registered person	18%
Import of services	Supplier located outside India	Recipient in taxable territory	As applicable
Cashew nuts, not shelled or peeled	Agriculturist	Registered person	5%
Raw cotton	Agriculturist	Registered person	5%
Tobacco leaves	Agriculturist	Registered person	5%
Metal scrap (w.e.f. 10-10-2024)	Unregistered person	Registered person	18%

Self-invoice required u/s 31(3)(f) for supplies from unregistered persons. RCM tax must be paid in cash; ITC available subject to s.16–17. Verify against the latest rate notifications before relying.

Composition Scheme — Eligibility & Tax

CGST Act 2017: s.10 · Rule 7, CGST Rules · Turnover limits: ₹1.5 crore goods (₹75 lakh special category states) / ₹50 lakh services u/s 10(2A)

Aggregate turnover — preceding FY (₹)

Turnover for tax computation — current period (₹)

EMI Calculator — Home, Car & Personal Loan

Reducing-balance method · EMI = P·i·(1+i)ⁿ ÷ [(1+i)ⁿ − 1]

Loan amount (₹)

Interest rate (% p.a.)

Tenure (years)

Loan EMI Computation

Monthly rest, reducing balance

Actual bank EMI may differ marginally due to disbursement date, processing fees and rounding. Home loan interest may qualify for deduction u/s 24(b) (old regime; let-out property under both regimes).

SIP & Lumpsum Return Calculator

Future value projection at an assumed CAGR — not a guarantee of returns

Investment mode

Monthly SIP Lumpsum

Amount (₹)Monthly SIP or one-time lumpsum

Expected return (% p.a.)

Period (years)

Investment Projection

Projections assume a constant rate compounded monthly (SIP, contribution at the start of each month) or annually (lumpsum). Mutual fund returns are market-linked. Equity fund gains attract capital gains tax (s.111A/112A).

FD / RD Maturity Calculator

Quarterly compounding (standard bank practice) · TDS u/s 194A where interest exceeds threshold

Deposit type

Fixed Deposit Recurring Deposit

Amount (₹)Principal (FD) or monthly deposit (RD)

Interest rate (% p.a.)

Tenure (months)

Deposit Maturity Computation

Computed with quarterly compounding; bank-specific day-count conventions may cause minor differences. TDS u/s 194A applies where annual interest exceeds ₹50,000 (bank/co-op/post office; ₹1,00,000 for resident senior citizens) — submit Form 15G/15H if eligible.

Gratuity & EPF Calculator

Payment of Gratuity Act 1972: s.4 · EPF & MP Act 1952 · exemption u/s 10(10)/10(11)-10(12) IT Act 1961 [Sch. II, IT Act 2025]

Sub-tool

Gratuity EPF corpus

Last drawn Basic + DA (monthly, ₹)

Completed years of service

Additional months

Gratuity Computation

Amount in Words — Indian Format

Lakh / Crore convention for invoices, cheques and vouchers · Rule 46(l) CGST Rules recommends amount in words on tax invoices

Amount (₹)Paise supported — e.g. 1,23,456.75

Amount in Words

Indian numbering system (Thousand · Lakh · Crore)

Age Calculator

Exact age in years, months and days — useful for senior-citizen status, SCSS/PMVVY eligibility, school admissions

Date of birth

Age as on

Age Computation

PAN / Aadhaar Format Validator

PAN structure per s.139A IT Act 1961 [s.262 IT Act 2025] · Aadhaar Verhoeff checksum — 100% offline, nothing is transmitted

Document

PAN Aadhaar

Enter number

Structural Validation

This checks structure and checksum only — it does not confirm the number is issued or active. Verify PAN status on the e-filing portal and Aadhaar on the UIDAI portal. No data leaves this page.

Days Calculator & Compliance Due-Date Reckoner

FY 2026-27 (AY 2027-28) key statutory dates · IT Act 2025 in force w.e.f. 01-04-2026

From date

To date

Date Interval

Inclusive of end date option shown separately

Key due dates — FY 2026-27

Compliance	Due date
Advance tax instalments (15% / 45% / 75% / 100%)	15-06-2026 · 15-09-2026 · 15-12-2026 · 15-03-2027
TDS deposit (monthly)	7th of following month (30-04 for March)
TDS returns 24Q/26Q/27Q (Q1–Q4)	31-07-2026 · 31-10-2026 · 31-01-2027 · 31-05-2027
GSTR-1 (monthly) / GSTR-3B (monthly)	11th / 20th of following month
CMP-08 (composition, quarterly)	18th of month following quarter
GSTR-9 / 9C for FY 2026-27	31-12-2027
Tax audit report (s.44AB) — AY 2027-28	30-09-2027
ITR — non-audit / audit / TP	31-07-2027 / 31-10-2027 / 30-11-2027
Belated return	31-12-2027
Revised return (extended by Finance Act 2026; fee applies)	31-03-2028

Dates are as per statute and may be extended by CBDT/CBIC notification — always verify current notifications before relying.

Percentage & Discount Calculator

Quick arithmetic — percentage of, percentage change, and discounted price

Calculation

X (%)

Y (value)

Percentage Computation

Tax & Income Tools

GST Tools

Business & Finance Tools

General Utility Tools

HRA Exemption Calculator

Advance Tax & Interest Calculator — 234A / 234B / 234C

Capital Gains Calculator — Shares, Property, Gold

Partner Remuneration Calculator

TDS Calculator — Section-wise

GST Calculator — Add or Remove GST

GSTIN Validator

GST Late Fee & Interest Calculator

Reverse Charge (RCM) Ready Reckoner

Composition Scheme — Eligibility & Tax

EMI Calculator — Home, Car & Personal Loan

SIP & Lumpsum Return Calculator

FD / RD Maturity Calculator

Gratuity & EPF Calculator

Amount in Words — Indian Format

Age Calculator

PAN / Aadhaar Format Validator

Days Calculator & Compliance Due-Date Reckoner

Key due dates — FY 2026-27

Percentage & Discount Calculator