NPS Calculator

National Pension Scheme — Corpus at 60 · Monthly Pension · Section 80CCD(1) + 80CCD(1B) ₹50,000 extra · Budget 2024: 60% lump sum tax-free · FY 2026-27

🎯 NPS Details

Current Age

Retirement Age

Monthly Contribution — Self (₹) Your own NPS contribution per month

Monthly Contribution — Employer (₹) Employer's NPS contribution (if any)

Existing NPS Corpus (₹) Current accumulated corpus

Expected Return (%) Historical avg: 10-12%

Annuity Rate (%) Pension rate from PFRDA

Annuity Purchase % (min 40%)

Investment Choice

Tax Bracket

💰 80CCD Tax Deductions

80CCD(1) — within 80CUp to ₹1,50,000

80CCD(1B) — EXTRA deduction₹50,000 additional

80CCD(2) — Employer contributionUp to 10% of Basic

80CCD(1B) gives EXTRA ₹50,000 over ₹1.5L 80C. In 30% bracket = ₹15,600 saved annually.

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Corpus, pension and tax saving will appear here