TheToolsWala.com FY 2026-27 | IT Act 2025

TDS Calculator FY 2026-27

Income Tax Act 2025 | All 24 Sections | New Nature Codes | Forms 138 / 140 / 141 / 144 | Major Head 0020 / 0021

✅ IT Act 2025 Sections ✅ New Nature Codes ✅ New Form Numbers ✅ Rate Changes (194D/H/DA) ✅ 194T — Partner Payment ✅ Major Head 0020/0021

⚙️ TDS Computation — FY 2026-27 / TY 2026-27

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📊 TDS Computation Result

FY 2026-27 | TY 2026-27

🔑 Major Head Calculator — 0020 or 0021?

Major Head is determined by the Deductee's PAN 4th letter — not the deductor. Enter deductee PAN below:

Enter PAN to see Major Head
Rule: 4th letter C → Company → 0020 (Corporation Tax)  |  All other letters → 0021 (Income Tax)
Note: Use separate challans for 0020 and 0021. Cannot be combined. Multiple nature codes (up to 20) allowed in one challan from FY 2026-27.

📋 New Form Reference — IT Act 2025 vs IT Act 1961

New Form (IT Act 2025)Old Form (IT Act 1961)PurposeCertificate Issued
Form 138Form 24QQuarterly TDS return — Salary (s.392)Form 130 (was Form 16)
Form 140Form 26QQuarterly TDS — Non-Salary Resident (s.393(1)/(3))Form 131 (was Form 16A)
Form 144Form 27QQuarterly TDS — Non-Resident / Foreign Co. (s.393(2))Form 131 (was Form 16A)
Form 143Form 27EQQuarterly TCS return (s.394)Form 133 (was Form 27D)
Form 141 (Sch.A)Form 26QCRent by Indv/HUF ≥ ₹50,000/month — Code 1007Form 132 (was Form 16C)
Form 141 (Sch.B)Form 26QBProperty Purchase ≥ ₹50 lakh — Code 1010*Form 132 (was Form 16B)
Form 141 (Sch.C)Form 26QDIndv/HUF Non-Audit Contractor/Professional — Code 1025*Form 132 (was Form 16D)
Form 121Forms 15G / 15HSelf-declaration for Nil/Lower TDS (s.393(6))
Form 128Form 13Application for lower/nil TDS certificate (s.395(1))
Forms 145 / 146Forms 15CA / 15CBNRI remittance information (145) + CA certificate (146)
Form 168Form 26ASAnnual Information Statement (s.402)
Based on Income Tax Act 2025 | IT Rules 2026 | CBDT Notified Forms 138/140/141/143/144 | Effective FY 2026-27
* Codes 1010 & 1025 are inferred — not yet formally notified by CBDT as of May 2026. Verify on TRACES before filing.
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About This Tool

The TDS Calculator (FY 2026-27 / AY 2027-28) computes the Tax Deducted at Source (TDS) applicable on various payments including salary, professional fees (194J), rent (194I), interest (194A), contractor payments (194C), commission (194H), and property purchase (194IA). It applies the correct TDS rate, checks whether the threshold limit is crossed, and shows the exact TDS amount to be deducted per payment or for the year. Updated for the Finance Act 2025 and the Income Tax Act, 2025.

How to Use

  1. Select the nature of payment (salary, professional fees, rent, interest, etc.).
  2. Enter the payee's status: Individual/HUF, Company, or other.
  3. Enter the payment amount and indicate whether PAN is available (higher rate applies if PAN is not provided — Section 206AA at 20% or applicable rate, whichever is higher).
  4. Click Calculate — the tool shows applicable section, rate, threshold, and TDS amount.

Frequently Asked Questions

What if the payee does not provide PAN?

Under Section 206AA, if PAN is not furnished, TDS must be deducted at the higher of: (a) rate specified in the relevant provision, or (b) 20%. The payee also cannot claim credit without a valid PAN.

Is TDS applicable if payment is below the threshold?

No. TDS is applicable only if the payment crosses the threshold specified under the relevant section. For example, under Section 194J, TDS applies only if professional fees exceed ₹30,000 per year.

When must TDS be deposited?

TDS deducted must be deposited to the government by the 7th of the following month (for March — by 30th April). Late deposit attracts interest under Section 201(1A) at 1.5% per month.

Is Form 16/16A mandatory?

Yes. Deductors must issue Form 16 (salary TDS) or Form 16A (non-salary TDS) to deductees. Form 16 must be issued by 15th June; Form 16A within 15 days from the due date of filing TDS return.

Disclaimer: For educational & informational purposes only. This is not professional tax, legal, or financial advice. Always consult a qualified professional. TheToolsWala.com accepts no liability for decisions made based on this output.