Capital Gains Calculator India | Property & Shares

About This Tool

The Capital Gains Tax Calculator for FY 2026-27 computes tax liability on sale of capital assets including equity shares, mutual funds, property, gold, and bonds. It automatically determines whether the gain is Short-Term (STCG) or Long-Term (LTCG) based on the holding period, applies the correct tax rates, and accounts for indexation benefit (where applicable) under the Income Tax Act 2025.

How to Use

Select the type of asset sold (equity shares, property, gold, debt fund, etc.).
Enter the date of purchase and date of sale to determine the holding period.
Enter the purchase price and sale price.
For LTCG on non-equity assets, the tool applies the Cost Inflation Index (CII) for indexation.
The calculator shows net capital gain and applicable STCG or LTCG tax.

Frequently Asked Questions

What is the LTCG rate on equity shares for FY 2026-27?

LTCG on listed equity shares and equity mutual funds exceeding ₹1.25 lakh per year is taxed at 12.5% (without indexation) under Section 112A.

Holding period for LTCG on property?

Immovable property held for more than 24 months qualifies as LTCG. If sold within 24 months, it is taxed as STCG at the applicable income slab rate.

Can I save capital gains tax by reinvesting?

Yes. Under Section 54, LTCG on residential property can be exempt if reinvested in another residential property within 2 years (purchase) or 3 years (construction). Under Section 54EC, invest in NHAI/REC bonds within 6 months.